Shaping better lives and better tomorrows
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Chairman’s message
Stewardship Through Transformation
Jan Boullé sets the year in context, from regional scale and portfolio decisions to governance and leadership continuity.
In conversation with the Group CEO and Deputy CEO
Building the future
A shared conversation links Group performance with the next phase of Beyond Borders and people-led execution.
CFO’s Report
Transformation in Action
Cédrik Le Juge de Segrais explains earnings quality, regional contribution and disciplined capital deployment.
Key financial figures
The Beginning of a New Chapter
The most decision-useful figures come first. Prior-year comparatives, movements and assurance remain visible without decorative graphs.
Profit before tax
Rs 4.5bn+3% year on year · AuditedEarnings per share
Rs 4.42-6% year on year · AuditedInternational revenue
54%of Group revenueInternational presence
22territoriesOur international presence
IBL works across 22 territories.
- Brazil
- Bulgaria
- China
- Comoros
- France
- India
- Ivory Coast
- Kenya
- Madagascar
- Maldives
- Mauritius
- Réunion
- Romania
- Seychelles
- Singapore
- Somalia
- South Sudan
- Sri Lanka
- Tanzania
- UAE
- Uganda
- Zimbabwe
Revenue by geography
FY2025 audited reference figures · Illustrative USD conversion at USD 1 = MUR 46.50
Performance by clusters
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Four direct gateways take readers to the corresponding cluster performance section.
Regionalisation in action
Strategy made tangible.
Editorial case studies connect regional ambition with real decisions, teams and operating outcomes.
Corporate Services
Corporate Services as the spine that's enabled the decade
Réunion / Indian Ocean x East Africa
Interview croisée
Growth enablers
Explore the capabilities behind growth.
Select an enabler to see its progress narrative and route into the full chapter.
Capability 01
People
GREAT: The IBL Academy, internal mobility and tailored development programmes are building capability across the Group.
Open the People chapterCapability 02
Sustainability
Carbon accounting, materiality work and cross-sector collaboration are creating a stronger evidence base for action.
Open the Sustainability chapterCapability 03
Technology and Transformation
Shared platforms, data governance and practical AI use cases connect teams and improve decisions across markets.
Open the Technology and Transformation chapterCapability 04
Innovation
Coaching workshops help teams turn ideas into structured opportunities that support resilience and growth.
Open the Innovation chapterDownload section
Files and financial data.
Download the complete report, financial statements, reusable data and accessible video resources.
Annual report sections
- IntroductionPDF
- About IBLPDF
- LeadershipPDF
- StrategyPDF
- PerformancePDF
- Risk ManagementPDF
- Corporate GovernancePDF
- Statutory DisclosuresPDF
- Financial StatementsPDF
Full report and data

